The ideal solution for any small or medium business.
CoreHealth+ provides you insurance when you need it, and an HSA for the rest. Here's how.
Comprehensive. Covers both routine and unplanned expenses.

CoreHealth+ combines the peace of mind of a comprehensive insurance plan for unplanned expenses, with the flexibility of a Health Spending Account for routine medical expenses, all in one easy-to-use solution.

Any Business. Available for Sole Proprietors.

Whether your company is Incorporated or a Sole Proprietor, you can take advantage of the benefits of CoreHealth+, including insured coverage and a custom Health Spending Account.

Employee Group Insurance.Group Insurance covers unplanned expenses.

Unplanned expenses can be a financial burden, which is why CoreHealth+ provides premium-based insurance to cover Life, Accidental Death, Critical Illness, Travel Emergency Medical, and Excess Medical Coverage.

Life Insurance$15,000$15,000 [Employee]
$10,000 [Spouse]
$5,000 [per Child]
Accidental Death & Dismemberment $60,000 $60,000 [Employee]
Critical Illness $10,000 $10,000 [Employee]
Travel Emergency Medical
(up to 60 days of travel)
$1,000,000 $1,000,000
[each Family member]
Excess Medical Costs (over $2,500) (Stop Loss Coverage) $250,000
[Lifetime max]
[Lifetime max]
Monthly Premium$29.99/ month
+ any HSA usage
$39.99/ month
+ any HSA usage
View the policy overview...
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Health Spending Account. For other health and dental expenses.

Controlling your costs has never been simpler. For your Health Spending Account, you decide how much you want to offer for a yearly limit. You can set up different yearly limits for different types of employees, and employees can claim up to those limits, with no restrictions on the amount that can be applied to eligible expenses. And you don't pay any money until a claim is made.

Sample HSA Limits & Costs Single Limit Family Limit
Incorporated Companies $ Any amount $ Any amount
Sole Proprietors
(Note these amounts are maximums established by the CRA)
$1,500 $1,500 [Employee]
$1,500 [Spouse]
$ 750 [per Child]
Enrollment Fees $0 $0
HSA Administration Fees 10% of Claim amount 10% of Claim amount
Use our handy Cost Calculator to see what you'd pay...
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How the Health Spending Account Reimbursement works. Curious about how HSA claims are processed?

The Health Spending Account component of CoreHealth+ is a healthcare reimbursement program that starts by the employee making a purchase or by having a partially paid expense in the event of another insurance plan. National HealthClaim coordinates the whole process between the employee submitting a claim and their company funding the reimbursement (up to the appropriate limit). It runs like a Swiss Watch!

Watch a short video to learn more.

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We've Got You Covered. CoreHealth+ offers a large range of allowable expenses.

Having an HSA doesn't mean much if you can't claim what you need. A CoreHealth+ HSA covers a wide range of expenses, and you can put as much towards any expense you want (up to the yearly limit), including:

  • Dental (Basic & Major)
  • Orthodontics
  • Prescription Drugs
  • Paramedical Services
  • Vision Care
  • Physiotherapy
  • Chiropractor
View a complete list of allowable expenses...
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Easy. Secure. Reliable. Built on National HealthClaim's enterprise grade systems.

We've spent a lot of time and effort into creating a world-class infrastructure that is secure and reliable. Online access for employees means that they can create a claim quickly and easily. For Plan Administrators, our online admin tool makes adding employees and modifying your plan painless.

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Start Now. We've made it as simple as possible to get started.

With no enrollment fee or waiting period, you can get your CoreHealth+ plan up and running right away. Use our handy Cost Calculator to find out what cost and coverage option will work for you. Once you are ready to go, click the Signup link to start the enrollment process.

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Learn more about the Insured portion of CoreHealth+ Learn more about the Health Spending Account